Posts Tagged ‘money’

Years ago when I was back in College, I started a daily training log where I wrote down my weight lifting and running numbers and I kept it up until I was in my early 20’s.

I saved all of the books and sometimes I will look through it just to see what type of training I was using.

Today I don’t keep a log, but generally, I will run several races every year and in the summer I will take some bodybuilding pics. I know my limitations in the gym and with running, so I don’t need to write it down anymore.

One thing I have noticed after all these years, is that I need to stay “aggressive”.

This goes not only for my training; but also for earning money and living my life.

I will give some examples.  If there is a course or certification that you need to take for work, get it done.  Don’t procrastinate, don’t hesitate, do it.

If you aren’t earning enough in your current job but feel comfortable, get “uncomfortable”

If you want to train for a half-marathon, sign up for the race immediately and start training.

If I review the last 10 years of my life, probably 6 or 7 of them were aggressive and several of them were passive.

I need to stop having passive years.

I am going to turn 38 this year and I have a 3-month old child.  It’s either going to happen or it isn’t.

Some examples include:

  • Start law school
  • Write a book
  • Go back to school for a 2nd career
  • Get a second job
  • Lose 20 lbs

There is never a good reason to “cruise” through life until the very end.

You need to work hard and keep pushing!

Good luck!

-John

Lift Heavy/Fun Fast on Amazon.com!

 

If you want to get wealthy, you need to work hard and you need to be willing to work long hours.  I don’t believe in short cuts nor do I believe in the Tim Ferris “4 hour work week”.


The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich
Tim tried to apply his “4 hour work out” to bodybuilding and he didn’t make any progress.

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I recently took a break from any type of cardio and I am amazed by how quickly my energy levels are decreasing.  Although I have been bulking up and gaining strength, I can feel a noticeable decrease in energy from when I was still doing cardio workouts.

The same theory goes for working and building wealth.

Recently I have been working a lot of late nights.  Typically, this is my busiest time of year up until the middle of December and it is not uncommon for me to work until 1o or 11 at night.  It’s interesting, but I am starting to see a lot of similarities between the stamina I had built up from running and the stamina I am building up from working.

From working a bunch of late nights, a 9 to 5 work day now feels like a half day for me.  My stamina is so strong now that I can basically work all day and night and still wake up the next day feeling fresh.

In business you need stamina.  If your coworkers are working from 9 to 5 and you can work from 8 to 6, you should be able to surpass their performance.  The same goes for sales jobs, studying for licensing exams or starting a side business.

Some of my friends laugh when they see me working side businesses, but an extra $10K a year can make a huge difference.  $10K a year over a 30 year career is $300K before interest, that is a TON of money.

So take my advice on this.  Running, graduate school, 2nd job, etc.  You will be surprised by how much you can increase your wealth and improve your career when you work on improving your stamina.

-John

Check out my book on amazon.com!

I learned my lesson the hard way.  By living and surviving through major recessions in 2001 and in 2008/2009, I cannot overstate how important it is to have a plan B.

What happens if your job is eliminated and eliminated quickly?

Can you afford your rent, cell phone, car insurance, food, and gym membership for one year?

Most people can’t.

The first time I worked two jobs was right after I graduated from College.  At that point I wasn’t necessarily worried about losing my job since I lived with my parents, but more importantly, I wanted to save some quick money.

And it worked great.

Almost 15 months after graduating from College, I had saved over $20k.

But more importantly, I learned how a second job gave me some flexibility.  If I wanted to leave my first job, or if I got laid off, the second job was there for me.

I have met so many older Americans that have only worked and committed to one place of business and unfortunately had their rug ripped out from under them.

2001 was bad.  2008/2009 was really bad.

I don’t want to get into the importance of having a nest egg since that is obvious, but not enough people have a plan B.

A great example would be the auto workers in Detroit.  For years, the jobs were slowly starting to leave before they almost became non-existent.  If you find yourself in the same situation, you need to start a 2nd job before your position is eliminated.

Healthcare. Education. Retail. Restaurant/Tourism, etc.  There are a lot of fields where people can possibly work part time and have the opportunity to switch to full time if necessary.

Another idea is a side business.

If you can start up a successful side business, you can save a TON of money.

I have been working in sales part time for the last 3 years, and so far, it was been very profitable.  Profitable enough that I don’t think I could have afforded to get married and support my pregnant wife like I am now.

But that best part is that if I lose my 9-5 job, I can jump into my sales job full time on day ONE.  I won’t earn the same that I was, but I have a solid chance to break even with my bills and support my family.

So take my advice, take on a 2nd career.  You will be surprised by how much you can earn.

-John

I have been working really hard recently.  Between my regular job, the gym and my side-business, I have been putting in 70-80 hour weeks.

Last week I was speaking to a potential client that retired after owning a pizzeria for over 30 years.  The client told me stories about how he would wake up at 5 am for work and not return until midnight, 7 days a week, including Christmas and New Years Eve.

It was sad, but after all those years of hard work, not only did he have meager savings but he also had a massive heart attack towards the end of his career.

There is no doubt that this person worked HARD, but did he work smart?

Yes and No.  He owns a home in a decent neighborhood.  There is food on the table.

But I almost felt bad for him.   Working 100 hours a week for your entire life with not much to show for it is tough.

If you put that much work into real estate, law, accounting, engineering, or any other high paying profession, you SHOULD be at least relatively middle class.

But who am I to kid? That’s what I have been doing recently.

Between the pains in my chest and the sleepless nights, I have been working too hard.

This weekend I decided to take a mini-break.  I’ve only been married for 2 months and I am barely spending time with my wife.

Not only am I resting this weekend but I want to focus on working smarter instead of hard.  Don’t get me wrong, hard work is important, but just because you put in a lot of time doesn’t mean you are doing it right.

It’s the same with bodybuilding.  Intensity is a lot more important than volume.   I actually see volume as the enemy and not beneficial.

This “bulk up” season I have been trying to focus more on putting up the heavy numbers and less on adding worthless sets.

This week I bench pressed 245 pretty easily for a couple reps, I did 75’s for 8 in shoulders dumbbells and I leg pressed over 550.  The numbers I am reaching in the middle of October are a strong indicator that I should be pretty strong this winter.

I’m not sure If I will break my bench press record of 345, but I am 100% going to break my leg press record and I have a decent shot of breaking my dumbbell shoulder record of 105’s.

In conclusion: my goal now is to work smarter and not harder.  The goes for both my career and in the gym.

-John

If there something we don’t have enough of, it is time.

We will all most likely die.  And there are also years where we can be very productive (ages 16-70) and years that we aren’t (ages 0-16 and 70-death)

Our time is limited.

And when you finally come to the conclusion that our time is limited, you will start to learn how to stop wasting time.

  • If you have an exercise routine that doesn’t work: Stop it
  • If you have a job that isn’t promoting you: Work on finding somewhere else to work
  • If you are in a relationship that isn’t going anywhere: Leave immediately.

I sincerely believe that everyone should have a side-business.  Today’s economy is becoming a gig economy and life-long jobs like my parents had are slowly starting to become extinct.

I have tried multiple side businesses and multiple different exercise routines in my life and now I can finally say that I have found a routine that works for me.

Through trial and error, I have been able to cut out the waste.

My body responds to heavy weight lifting and fast running.  Long, slow, long-distance does not work for me and the same can be said for high repetition weight lifting.

When it comes to side jobs/businesses there are an UNLIMITED number of opportunities:

  • Sales
  • Personal training
  • Book Writing
  • Real estate
  • Bartending

There are plenty of ways to make a decent living today and the only way for you to find out what works is to TRY.

  • Work on your gym routine
  • Work on your career

And most importantly, work on yourself.

-John

I am not going to lie and say I am a relaxed person. I can be relaxed when hanging out with other people, but in general I am very regimented and goal-oriented.

The last 7 years have been very good to me.  It almost seems like everything I tried ended up working out, either from dumb luck or from hard work. But either way, for the last 7-8 years of my life I have been blessed.

I did a ton of traveling.  Hung of with friends both new and old.  Switched jobs several times without a break in employment.  Wrote a book, automatic 6-pack, and started a small side business that has grown for 3 consecutive years.

And to top it off, I just got married and my wife is pregnant right away!

But the stress is creeping in.  It’s one thing to be responsible for just yourself, but now in 7 months I have to be responsible for 3 people and god-willing a year after that, possibly 4 people (2 kids)

But its more than being responsible.  I also want to kick-ass like both my grandparents had and also my father.

As successful as I been the last several years, I always know in the back of mind, that I am one step away from losing everything.

One step away from waiting tables again or parking cars, or valeting people’s luggage.

I work.  I don’t care.  And I respect people who work.

But when you make it this far, you don’t want to ever go back.

If you look at most people’s lives over time, nothing ever goes up in straight path.

There will be down periods in your life.  War, divorce, illness, lawsuits, recessions.

Sh@t happens.

But if you focus and work hard, your trajectory should still be up.

chart

Recently, I have started to have some bad luck.  It cumulated with me getting stitches in my head and now I have a huge scar.

Screenshot_2016-07-17-13-15-22

To make matters worse, Southside Hospital in Long Island, sent me $16,000 in bills for adhesive stitches.

My insurance company will be picking up a large portion, but I will be stuck with a HUGE deductible payment.

To add insult to literal injury, I am also having some slight issues at my 9-5 job and the stress is rising.

Hospital bills.  A pregnant wife about to quit her job in 3 months and I’m not 100% confident in my own job.

I remember being in this position.

7 or 8 years ago my job at the time was in serious jeopardy.  My girlfriend at the time had moved out of my apartment without telling me and I was about to move back to my parent’s basement and start waiting tables again.

I remember going out to see Billy Idol live in the city.  Besides being the best live concert I’ve ever seen, before I arrived, I wanted to jump on the subway tracks and end it.

But Billy was really, really good. Especially when he played “Hot in the City”

After that night I decided to get moving and change everything around.

I interviewed and accepted a new job.  A friend from Florida moved up and split the rent with me.

And most importantly, I got myself back into incredible shape.

I feel like I am fully prepared for any back news at this point.

I cut most of my large expenses.

I built up a strong network.

I have a large nest egg

I have a small business that can be scaled up.

Maybe, I shouldn’t worry so much….

-John Andre